1. Sign in safely

Strong passwords are your first line of defense. Use at least eight characters with a mix of letters, numbers, and symbols - avoiding easy-to-guess details like birthdays or pet names. Never reuse your banking password for other sites, and always enable Multi-Factor Authentication (MFA). MFA adds an extra layer of protection by requiring a code or fingerprint in addition to your password - making it much harder for fraudsters to access your account.

2. Be smart about where you connect

Public Wi-Fi can be convenient but risky. Avoid logging into your accounts when using Wi-Fi at places like coffee shops, hotels, or airports. Criminals can intercept data on open networks.

If you need to access your account while away from home, switch to your mobile data connection or use a trusted Virtual Private Network (VPN). Turn off Wi-Fi auto-connect and Bluetooth when you’re not using them - especially in public spaces.

3. Keep your devices secure

Your phone and tablet are gateways to your financial world - keep them locked down. Always use a passcode or biometric lock (like Face ID or fingerprint). Make sure your apps and operating system update automatically, since updates often include important security patches. Download apps only from trusted stores, and delete old or unused ones. When you finish your mobile banking session, log out completely rather than just closing the app.

4. Mobile deposit the right way

Mobile check deposit is quick and easy, but it’s important to use it securely:

• Endorse checks clearly with “For Mobile Deposit Only – GBC Bank.”
• Hold on to your check for about two weeks before shredding it, just in case verification is needed.
• Make sure your photo is clear, well lit, and includes all four corners of the check.

These small steps help prevent duplicate or fraudulent deposits and ensure your funds clear safely.