* APY = Annual Percentage Yield
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| ACCOUNT NAME |
MINIMUM DEPOSIT |
MIN. BALANCE TO OBTAIN APY* |
INTEREST RATE |
APY |
COMPOUNDING |
|---|---|---|---|---|---|
| Super Now | $1,000.00 | $ 0.00 | .01% | .01% | Monthly |
| Basic Business Plus | $1,000.00 | $ 0.00 |
.01% |
.01% |
Monthly |
| Savings | $0.00 | $.01 - 9,999.99 | .01% | .01% | Quarterly |
| $10,000.00-24,999.99 | .01% | .01% | Quarterly | ||
| $25,000.00-49,999.99 | .03% | .03% | Quarterly |
||
| $50,000.00 & up |
.03%
|
.03% | Quarterly |
||
| Health Savings Account | $50.00 | $.01 - 999.99 | .01% | .01% | Monthly |
| $1,000.00-2,999.99 | .01% | .01% | Monthly | ||
| $3,000.00-9,999.99 | .03% | .03% | Monthly | ||
| $10,000.00 & up | .05% | .05% | Monthly |
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| MINIMUM DEPOSIT |
BALANCE FROM |
TO |
INTEREST RATE |
APY* |
COMPOUNDING |
|---|---|---|---|---|---|
| $2,500.00 |
$.01 |
$9,999.99 | .01% |
.01% |
Monthly |
| $2,500.00 |
$10,000 |
$24,999.99 |
.03% |
.03% |
Monthly |
| $2,500.00 |
$25,000 |
and up |
.05% |
.05% |
Monthly |
* APY = Annual Percentage Yield
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December 7, 2021
| TERM LENGTH |
MINIMUM DEPOSIT |
INTEREST RATE |
APY* MONTHLY |
APY* QUARTERLY |
APY* SEMI-ANNUAL |
|---|---|---|---|---|---|
| 3 Month | $5,000.00 | .01% | .01% | n/a | n/a |
| 6 Month | $5,000.00 | .03% | .03% | .03% | .03% |
| 9 Month | $5,000.00 | .05% | .05% | .05% | n/a |
|
12 Month
|
$1,000.00 | .10% | .10% | .10% | .10% |
| 18 Month | $1,000.00 | .15% | .15% | .15% | .15% |
| 24 Month | $1,000.00 | .20% | .20% | .20% | .20% |
| 36 Month | $1,000.00 | .30% | .30% | .30% | .30% |
|
48 Month
|
$1,000.00 | .40% | .40% | .40% | .40% |
| 60 Month | $1,000.00 | .45% | .45% | .45% | .45% |
♦ Penalties for early withdrawal: * APY = Annual Percentage Yield
3 Months: Lose 1 months interest
6-12 Months: Lose 3 months interest
18-60 Months: Lose 6 months interest
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| AGE OF VEHICLE |
TERM |
INTEREST RATE |
APR (1) |
EST. MONTHLY PAYMENT (2) |
|---|---|---|---|---|
| New through 1 year | 36 months | 3.490% | 3.636% | $587.25 |
| New through 1 year | 48 months | 3.750% |
3.862% | $450.35 |
| New through 1 year | 60 months | 4.000% | 4.091% | $369.16 |
| New/Untitled Only | 72 months | 4.350% | 4.427% | $316.81 |
| 2 & 3 years old | 60 months | 4.490% | 4.582% | $373.60 |
| 4 & 5 years old | 48 months | 5.490% | 5.603% | $466.07 |
| 6 & 7 years old | 48 months | 6.490% | 6.604% | $475.26 |
| 8 years old | 36 months | 7.490% | 7.637% | $623.38 |
Loan rates can change at any time, without notice. Please contact a GBC Bank Loan Officer for current rates. Loans subject to credit review and approval - individual rates may vary.
(1) APR = Annual Percentage Rate which includes a $45.00 loan processing fee.
(2) Estimated monthly payment is calculated on a loan amount of $20,000.00 and is for example only.
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Please note: Due to interest rate volatility, we cannot guarantee rates as they may change throughout the day. Please call to get the current rate.
December 7, 2021
|
Maximum
Loan to Value
|
Rate |
APR* |
Est. Monthly
Payment
|
|
|---|---|---|---|---|
| 15 years |
95% | 2.875% | 2.938% |
$1,026.96 |
| 20 years | 95% | 3.000% | 3.050% |
$832.00 |
| 30 years |
95% | 3.125% | 3.161% |
$642.70 |
Mortgage and Home Equity rates can change at any time. Please contact a GBC Loan Officer for current rates.
*APR = Annual Percentage Rate
The above rates and payments are based upon the following assumptions for a conventional, owner-occupied mortgage loan:
- Loan amount of $150,000.00.
- Estimated payments and APR calculation includes principal + interest and $600 processing fee.
- Taxes & insurance are not included. Those and all other applicable fees will vary and will affect the APR.
- All rates are subject to change.
- The above rates are for customers with good credit history - individual rates may vary.
- The above fixed rates reflect sellable loans only. Other loan types may have different rates, fees & terms.