* APY = Annual Percentage Yield
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| ACCOUNT NAME |
MINIMUM DEPOSIT |
MIN. BALANCE TO OBTAIN APY* |
INTEREST RATE |
APY |
COMPOUNDING |
|---|---|---|---|---|---|
| Super Now | $1,000.00 | $ 0.00 | .01% | .01% | Monthly |
| Basic Business Plus | $1,000.00 | $ 0.00 |
.01% |
.01% |
Monthly |
| Savings | $0.00 | $.01 - 9,999.99 | .03% | .03% | Quarterly |
| $10,000.00-24,999.99 | .04% | .04% | Quarterly | ||
| $25,000.00-49,999.99 | .05% | .05% | Quarterly |
||
| $50,000.00 & up |
.06%
|
.06% | Quarterly |
||
| Health Savings Account | $50.00 | $.01 - 999.99 | .03% | .03% | Monthly |
| $1,000.00-2,999.99 | .04% | .04% | Monthly | ||
| $3,000.00-9,999.99 | .05% | .05% | Monthly | ||
| $10,000.00 & up | .06% | .06% | Monthly |
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| MINIMUM DEPOSIT |
BALANCE FROM |
TO |
INTEREST RATE |
APY* |
COMPOUNDING |
|---|---|---|---|---|---|
| $2,500.00 |
$.01 |
$9,999.99 | .05% |
.05% |
Monthly
|
| $2,500.00 |
$10,000 |
$24,999.99 |
.08% |
.08% |
Monthly |
| $2,500.00 |
$25,000 |
$99,999.99 | .10% |
.10% |
Monthly |
| $2,500.00 | $100,000 | $249,999.99 | .12% | .12% | Monthly |
| $2,500.00 | $250,000 | & Up | .15% | .15% | Monthly |
* APY = Annual Percentage Yield
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December 6, 2022, 2022
| TERM LENGTH |
MINIMUM DEPOSIT |
INTEREST RATE |
APY* MONTHLY |
APY* QUARTERLY |
APY* SEMI-ANNUAL |
|---|---|---|---|---|---|
| 3 Month | $5,000.00 | .05 | .05% | n/a | n/a |
| 6 Month | $5,000.00 | .10% | .10% | .10% | .10% |
| 9 Month | $5,000.00 | .10% | .10% | .10% | n/a |
|
12 Month
|
$1,000.00 | .15% | .15% | .15% | .15% |
| 18 Month | $1,000.00 | .20% | .20% | .20% | .20% |
| 24 Month | $1,000.00 | .30% | .30% | .30% | .30% |
| 36 Month | $1,000.00 | .40% | .40% | .40% | .40% |
|
48 Month
|
$1,000.00 | .50% | .50% | .50% | .50% |
| 60 Month | $1,000.00 | .60% | .60% | .60% | .60% |
♦ Penalties for early withdrawal: * APY = Annual Percentage Yield
3 Months: Lose 1 months interest
6-12 Months: Lose 3 months interest
18-60 Months: Lose 6 months interest
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effective 4-19-22
| PLEASE CALL FOR CURRENT AUTO LOAN RATES & TERMS |
|---|
Loan rates can change at any time, without notice. Please contact a GBC Bank Loan Officer for current rates. Loans subject to credit review and approval - individual rates may vary.
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Please note: Due to interest rate volatility, we cannot guarantee rates as they may change throughout the day. Please call to get the current rate.
December 8, 2022
|
Maximum
Loan to Value
|
Rate |
APR* |
Est. Monthly
Payment
|
|
|---|---|---|---|---|
| 15 years | 80% | 5.250% | 5.332% | $1,206.26 |
| 20 years | 80% | 5.375% | 5.441% | $1,021.72 |
| 30 years | 80% | 5.990% |
6.040% | $898.69 |
Mortgage and Home Equity rates can change at any time. Please contact a GBC Loan Officer for current rates.
*APR = Annual Percentage Rate
The above rates and payments are based upon the following assumptions for a conventional, owner-occupied mortgage loan:
- Loan amount of $150,000.00.
- Estimated payments and APR calculation includes principal + interest and $600 processing fee.
- Taxes & insurance are not included. Those and all other applicable fees will vary and will affect the APR.
- All rates are subject to change.
- The above rates are for customers with good credit history - individual rates may vary.
- The above fixed rates reflect sellable loans only. Other loan types may have different rates, fees & terms.