* APY = Annual Percentage Yield
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| ACCOUNT name |
MINIMUM DEPOSIT |
MIN. BALANCE TO OBTAIN APY* |
INTEREST RATE |
APY |
COMPOUNDING |
|---|---|---|---|---|---|
| Super Now | $1,000.00 | $ 0.00 | .05% | .05% | Monthly |
| Basic Business Plus | $1,000.00 | $ 0.00 |
.05% |
.05% |
Monthly |
| Savings | $ 0.00 | $ 0.00 | .05% | .05% | Quarterly |
| Premium Savings | $0.00 | $.01 - 9,999.99 | .05% | .05% | Quarterly |
| $10,000.00-24,999.99 | .05% | .05% | Quarterly | ||
| $25,000.00-49,999.99 | .10% | .10% | Quarterly |
||
| $50,000.00 & up | .10% | .10% | Quarterly |
||
| Money Market I.A. | $2,500.00 | $ 0.00 | .05% | .05% | Monthly |
| Health Savings Account | $50.00 | $.01 - 999.99 | .05% | .05% | Monthly |
| $1,000.00-2,999.99 | .05% | .05% | Monthly | ||
| $3,000.00-9,999.99 | .10% | .10% | Monthly | ||
| $10,000.00 & up | .20% | .20% | Monthly |
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| MINIMUM DEPOSIT |
BALANCE FROM |
TO |
INTEREST RATE |
APY* |
COMPOUDNING |
|---|---|---|---|---|---|
| $5,000.00 |
$.01 |
$9,999.99 | .05% |
.05% |
Monthly |
| $5,000.00 |
$10,000 |
$24,999.99 |
.10% |
.10% |
Monthly |
| $5,000.00 |
$25,000 |
and up |
.20% |
.20% |
Monthly |
* APY = Annual Percentage Yield
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January 15, 2019
| Term Length |
minimum deposit |
interest rate |
apy* monthly |
apy* quarterly |
apy* semi-annual |
|---|---|---|---|---|---|
| 7-31 Day | $10,000.00 | .05% | .05% | n/a | n/a |
| 2 Month | $5,000.00 | .10% | .10% | n/a |
n/a |
| 6 Month | $5,000.00 | .20% | .20% | .20% | .20% |
| 10 Month | $5,000.00 | .30% | .30% | n/a |
n/a |
| 12 Month | $1,000.00 | .40% | .40% | .40% | .40% |
| 18 Month | $1,000.00 | .50% | .50% | .50% | .50% |
| 24 Month | $1,000.00 | .60% | .60% | .60% | .60% |
| 30 Month | $1,000.00 | .65% | .65% | .65% | .65% |
| 36 Month | $1,000.00 | .80% | .80% | .80% | .80% |
| 48 Month | $1,000.00 | 1.00% | 1.00% | 1.00% | 1.00% |
| 60 Month | $1,000.00 | 1.20% | 1.21% | 1.21% | 1.20% |
♦ Penalties for early withdrawal: * APY = Annual Percentage Yield
7-31 Days: Forfeit all interest earned but not less than ½ amount withdrawn would have earned if left to maturity.
2-3 Months: Lose 1 months interest
4-12 Months: Lose 3 months interest
12-60 Months: Lose 6 months interest
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| Age of vehicle |
APR** (1) |
Maturity |
|
|---|---|---|---|
| New through 1 year | 3.24% | 36 months | |
| New through 1 year | 3.50% | 48 months | |
| New through 1 year | 3.75% | 60 months | |
| New/Untitled Only | 4.10% | 72 months | |
| 2 & 3 years old | 4.24% | 60 months | |
| 4 & 5 years old | 5.24% | 48 months | |
| 6 & 7 years old | 6.24% | 48 months | |
| 8 years old | 7.24% | 36 months |
Loan rates can change at any time. Please contact a GBC Loan Officer for current rates. Loans subject to credit review and approval.
**APR = Annual Percentage Rate
(1) Rates and terms may vary based upon your credit qualifications and are subject to change without notice.
Please scroll left to view the rest of the table.1, 2017
January 18, 2019
| 1st Mortgage |
90% | 15 Years | 4.250% |
0 points |
| 1st Mortgage |
90% | 20 Years | 4.375% | 0 points |
| 1st Mortgage |
90% | 30 Years | 4.625% | 0 points |
December 20, 2018
The Wall Street Journal Prime Rate is 5.50%
Mortgage and Home Equity rates can change at any time. Please contact a GBC Loan Officer for current rates.
