* APY = Annual Percentage Yield
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| ACCOUNT NAME |
MINIMUM DEPOSIT |
MIN. BALANCE TO OBTAIN APY* |
INTEREST RATE |
APY |
COMPOUNDING |
|---|---|---|---|---|---|
| Super Now | $1,000.00 | $ 0.00 | .02% | .02% | Monthly |
| Basic Business Plus | $1,000.00 | $ 0.00 |
.02% |
.02% |
Monthly |
| Savings | $0.00 | $.01 - 9,999.99 | .04% | .04% | Quarterly |
| $10,000.00-24,999.99 | .06% | .06% | Quarterly | ||
| $25,000.00-49,999.99 | .08% | .08% | Quarterly |
||
| $50,000.00 & up |
.25%
|
.25% | Quarterly |
||
| Health Savings Account | $50.00 | $.01 - 999.99 | .04% | .04% | Monthly |
| $1,000.00-2,999.99 | .06% | .06% | Monthly | ||
| $3,000.00-9,999.99 | .08% | .08% | Monthly | ||
| $10,000.00 & up | .10% | .10% | Monthly |
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| MINIMUM DEPOSIT |
BALANCE FROM |
TO |
INTEREST RATE |
APY* |
COMPOUNDING |
|---|---|---|---|---|---|
| $2,500.00 |
$.01 |
$9,999.99 | .25% |
.25% |
Monthly
|
| $2,500.00 |
$10,000 |
$24,999.99 |
.50% |
.50% |
Monthly |
| $2,500.00 |
$25,000 |
$99,999.99 | .75% |
.75% |
Monthly |
| $2,500.00 | $100,000 | $249,999.99 | 1.25% | 1.26% | Monthly |
| $2,500.00 | $250,000 | & Up | 2.25% | 2.28% | Monthly |
* APY = Annual Percentage Yield
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September 26, 2023
| TERM LENGTH |
MINIMUM DEPOSIT |
INTEREST RATE |
APY* MONTHLY |
APY* QUARTERLY |
APY* SEMI-ANNUAL |
|---|---|---|---|---|---|
| 3 Month | $5,000.00 | .20 | .20% | n/a | n/a |
| 6 Month | $5,000.00 | .35% | .35% | .35% | .35% |
| 9 Month | $5,000.00 | .35% | .35% | .35% | n/a |
| 8 Month (Special)** | $5,000.00 | 4.17% | 4.25% | n/a | n/a |
|
12 Month
|
$1,000.00 | .60% | .60% | .60% | .60% |
| 18 Month | $1,000.00 | .65% | .65% | .65% | .65% |
| 24 Month | $1,000.00 | .70% | .70% | .70% | .70% |
| 36 Month | $1,000.00 | .80% | .80% | .80% | .80% |
|
48 Month
|
$1,000.00 | .90% | .90% | .90% | .90% |
| 60 Month | $1,000.00 | 1.00% | 1.00% | 1.00% | 1.00% |
♦ Penalties for early withdrawal: * APY = Annual Percentage Yield
3 Months: Lose 1 months interest
6-12 Months: Lose 3 months interest
13-60 Months: Lose 6 months interest
**Annual Percentage Yield (APY) accurate as of August 15, 2023 and is based on monthly compounding. Minimum opening balance of $5,000. No public funds. Terms, conditions and rates subject to change at any time without notice. Early withdrawal penalty applies. Both would renew for a 12-month term at maturity at current market rate.
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effective 4-19-22
| PLEASE CALL FOR CURRENT AUTO LOAN RATES & TERMS |
|---|
Loan rates can change at any time, without notice. Please contact a GBC Bank Loan Officer for current rates. Loans subject to credit review and approval - individual rates may vary.
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Please note: Due to interest rate volatility, we cannot guarantee rates as they may change throughout the day. Please call to get the current rate.
September 28, 2023
|
Maximum
Loan to Value
|
Rate |
APR* |
Est. Monthly
Payment
|
|
|---|---|---|---|---|
| 15 years | 80% | 7.000% | 7.186% | $2,157.19 |
| 20 years | 80% | 7.250% | 7.402% | $1,896.90 |
| 30 years | 80% | 8.000% |
8.110% | $1,761.03 |
*APR = Annual Percentage Rate
The above rates and payments are based upon the following assumptions for a conventional, owner-occupied mortgage loan:
The annual percentage rate (APR) is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rate and any points. It does not consider the processing fee or any other loan-specific finance charges you may be required to pay. Rates are estimates and actual rates may vary.
Rates displayed in the table include approximately 1 point and are based on the following assumptions: conforming 30-year fixed, 20-year fixed and 15-year fixed based on a loan amount of $300,000 with a down payment of 20%. All loans assume a single-family residence; purchase loan; mortgage rate lock period of 30 days and customer profile with excellent credit.
July 27, 2023 - The Wall Street Journal Prime Rate is 8.50%.