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A man sitting down holds out his phone and credit card in front of him.
Greenfield Banking Company offers Debit Cards, ATM Cards & Credit Cards for business or personal use.

 

Debit Card

The Greenfield Banking Company KeyCard Debit Card is faster and easier than writing a check and conveniently fits into your wallet or pocket. The card is accepted everywhere MasterCard® is accepted and utilizes the latest EMV secure technology. But remember, it's not a credit card. Payments for purchases will be deducted directly from your checking account and will appear on your monthly statement.

  • Can be used in person, online or by phone
  • Debits straight from your GBC checking account
  • Can be used at ATMs to get cash or check balances.
  • Your MasterMoney™ Debit Card is EMV chipped & PIN protected

To Report your KeyCard Debit Card Lost or Stolen call:

During business hours: 317-462-1431
After hours: 1-866-546-8273

 

GBC Guardian – Protection for your GBC Debit Cards

GBC Guardian gives our cardholders the ability to receive text alerts to help identify potentially fraudulent transactions on their GBC debit cards. Getting that message each time your debit card is used provides assurance that transactions conducted with your card are legitimate – if they aren’t, the message gives you specific instructions to follow to block all future transactions. Cardholders receive text alerts to their cell phone for their enrolled KeyCard Debit Card, HSA Debit Card, ATM Card & Equiline Debit Card. Multiple devices (up to 10 per card) can be enrolled to receive the alerts.

This service has a complex system for helping to identify transactions that could be fraudulent and works in addition to our regular fraud department.  Here’s how it works:

When a transaction triggers an alert, a text message is sent to the enrolled phone number describing the transaction.

The text receiver can either:  

  1. Ignore the message and this indicates that it is a legitimate transaction, or
  2. If it's an unauthorized transaction, respond precisely as instructed in the text message. If you respond with anything different than instructed in the text message, the system will not recognize it and your reply will be ignored.

The system allows the cardholder up to 12 hours to respond. “Do Not Disturb” time can also be set up, during which messages will be held for later reporting. 

To enroll click here.

 

Fraud Center

Trying to keep on top of debit card fraud is on-going and very challenging. In addition to and separate from GBC Guardian, we utilize our Fraud Center to contact our cardholders as quickly & effectively as possible when potential fraud occurs.

Text alerts are now 24/7.  The customer response for text and email is simply a “Yes” or “No” to indicate the legitimacy of the transaction in question. The fraud system works most efficiently if you respond to the automated system.  If no response is received your debit card will be blocked.  Be sure to add the Fraud Center to your contact list:  Short Code (for text) 32874 and 1-800-417-4592 (for automated calls).

Planning to travel and use your GBC Debit Card?  Did you know that a few precautionary measures taken before you travel can reduce the chances of fraudulent activity on your account?  If you plan to travel and use your Debit Card please contact us with your current cell phone number and the location and duration of your travel.  GBC’s Fraud Department monitors Debit Card transactions for suspicious or unusual activity.  GBC will attempt to contact you, by text (24/7), email (24/7) or by cell phone (during normal business hours) if questionable transactions occur.

Keep us in mind when planning your next vacation.  Take just a few minutes to contact us.  Taking this step can assist in the prevention of fraudulent activity on your account.  Contact your favorite GBC location with your travel plans.

 


CREDIT CARDS      

 

Current credit card offers

 

Choosing the right credit card is easier than ever.

No Matter which card you choose, you'll enjoy important features like:
  • EMV smart chip technology for added security                                                   Pick the best rewards for you!
  • Mobile purchasing capability for added convenience
  • Plus much more!
To Report your GBC Visa Card Lost or Stolen call:
1-800-558-3424
1 Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution or as a statement credit to       
  your credit card account within one to two billing cycles.
2 Cash Rewards Card: “Cash Back Rewards” are the rewards you earn under the program. Cash Back Rewards are tracked as points and each point     in Cash Back Rewards earned is equal to $0.01. You may simply see “Cash Back” in marketing material when referring to the rewards you earn.         You will earn 1 Reward Point (“Point”) for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also
   earn 1 additional Point (for a total of 2 Points) for each dollar of eligible Net Purchases charged to your Account during each billing cycle for any
   merchant classified as a supermarket. The number of additional Points earned on supermarket Purchases is unlimited. In addition, you will earn 2
   additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant
   locations that are classified in any of the following merchant category codes: automated fuel dispensers and service stations, up to a maximum
   of $6,000 spent during each 12-month period commencing on the anniversary date of this Account. Automated fuel dispenser and service
   station purchases above $6,000 (for the remainder of that 12-month period) will earn at a rate of 1 Point for each dollar of Net Purchases
   charged to your Account during each billing cycle. Points expire five years from the end of the quarter in which they are earned.
3 Bonus rewards points or cash back will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.
   One-time bonus rewards will be awarded after eligible net purchases totaling $1,000 or more are made to your account within three months
   from account opening.
4 The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and
   returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your
   Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to
   future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).
5 Real Rewards: You will earn 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account within a billing cycle
   (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in
   which they are earned.
6 Premier Rewards Card Points: You will earn 1 Reward Point (“Point”) for each dollar of eligible Net Purchases charged to your Account during
   each billing cycle. You will also earn 1 additional Point (for a total of 2 Points) for each dollar of Net Purchases charged to your Account during   
   each billing cycle at merchants which categorize their business as a service station or automated fuel dispensers. You will earn 2 additional
   Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are
   classified in the merchant category code of airlines. You will earn 3 additional Points (for a total of 4 Points) for each dollar of Net Purchases
   charged to your Account during each billing cycle at any merchant classified as a restaurant. Points expire five years from the end of the quarter
   in which they are earned.
7 Certain limitations and restrictions may apply. Further details are available in the Guide to Benefits which is provided to new cardmembers upon
   approval.
8 Late payments and going over the credit limit may damage your credit history. 
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. and American Express. American Express is a federally registered service mark of American Express.