LIFE STAGES BANKING SOLUTIONS

Rewards! Earn Them, Enjoy them!

Rates

Deposit rates posted on April 15, 2014.  Mortgage rates change daily.
Account Type Learn More
Checking, Savings & Money Market Accounts
More »

Rates can change at any time. Please contact a GBC Customer Service Representative for current rates.

Account Type Minimum
Initial Deposit
Min. Balance
to Obtain APY*
Interest Rate APY Compounding
Super Now $1,000.00 $ 0.00 .05% .05% monthly
Basic Business Plus $1,000.00 $ 0.00 .05% .05% monthly
Savings $ 0.00 $ 0.00 .05% .05% quarterly
Premium Savings $0.00 $.01 - 9,999.99 .05% .05% quarterly
$10,000.00-24,999.99 .05% .05% quarterly
$25,000.00-49,999.99 .05% .05% quarterly
$50,000.00 & up .05% .05% quarterly
Money Market I.A. $2,500.00 $ 0.00 .05% .05% monthly
Health Savings Account $50.00 $.01 - 999.99 .05% .05% monthly
$1,000.00-2,999.99 .05% .05% monthly
$3,000.00-9,999.99 .10% .10% monthly
$10,000.00 & up .10% .10% monthly
Premium Money Market Account
More »
Minimum Initial Deposit $5,000.00
Rates can change at any time. Please contact a GBC Customer Service Representative for current rates.
Tiered Rates Balance From To Interest Rate APY* Compounding
$ .01 $9,999.99 .05% .05% monthly
$10,000.00 $24,999.99 .05% .05% monthly
$25,000.00 and up .05% .05% monthly
Certificates of Deposit
More »
Rates can change at any time. Please contact a GBC Customer Service Representative for current rates.
Term Minimum
Initial Deposit
Interest Rate APY*
Monthly
Compounding
APY*
Quarterly
Compounding
APY*
Semi-Annual
Compounding
7-31 Day $10,000.00 .05% .05% n/a n/a
2 Month $5,000.00 .10% .10% n/a n/a
6 Month $5,000.00 .15% .15% .15% .15%
10 Month $5,000.00 .20% .20% n/a n/a
12 Month $1,000.00 .20% .20% .20% .20%
18 Month $1,000.00 .25% .25% .25% .25%
24 Month $1,000.00 .35% .35% .35% .35%
30 Month $1,000.00 .40% .40% .40% .40%
36 Month $1,000.00 .50% .50% .50% .50%
48 Month $1,000.00 .70% .70% .70% .70%
60 Month $1,000.00 .90% .90% .90% .90%
Penalties for early withdrawal:
7-31 Days: Forfeit all interest earned but not less than ½ amount withdrawn would have earned if left to maturity.
2-3 Months: Lose 1 months interest
4-12 Months: Lose 3 months interest
12-60 Months: Lose 6 months interest
Auto Loans
More »

Loan rates can change at any time. Please contact a GBC Loan Officer for current rates.

Loans subject to credit review and approval.  (1) Rates and terms may vary based upon your credit qualifications and are subject to change without notice.

Age of Vehicle APR** (1) Maturity
New through 1 year 3.24% 36 months
New through 1 year 3.50% 48 months
New through 1 year 3.75% 60 months
2 & 3 years old 4.24% 60 months
4 & 5 years old 5.24% 48 months
6 & 7 years old 6.24% 48 months
8 years old 7.24% 36 months
Mortgage Loan Rates:  April 17, 2014
More »

The Wall Street Journal Prime Rate is 3.25%

Mortgage and Home Equity rates can change at any time. Please contact a GBC Loan Officer for current rates.

1st Mortgage 90% 15 Years 3.500% 0 points
1st Mortgage 90% 20 Years 4.000% 0 points.
1st Mortgage 90% 30 Years 4.250% 0 points
EquiLine, Home Equity Line of Credit - This is a variable rate, subject to change daily and is based on the Prime Rate as published daily in the Wall Street Journal. Call for current rate.
OTHER FIXED & VARIABLE MORTGAGES AVAILABLE; PHONE THE MORTGAGE DESK AT 317-462-1431.

* APY = Annual Percentage Yield
**APR = Annual Percentage Rate