LIFE STAGES BANKING SOLUTIONS

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Savings Options

  Learn More Minimum Opening Deposit Average Balance
to avoid Service Charge
Service Charge No Minimum Balance Earns Interest
Regular Savings More » n/a $200/quarter $0 - $2 per
   quarter
n/a

Regular Savings

  • Free image or e-statements
  • Free GreenLine telephone banking
  • Free NetTeller online banking
  • 6 fee-free withdrawals per quarter, then $.25 each
    (No limit to ATM transactions or Automatic fund transfers)
  • Interest variable and paid quarterly
  • Quarterly fees:
    Balance $0 to $199.99, $2.00/qtr.
    Balance $200 or more, no fee
  • *Savings account for Minors: No service charge until the January after the minorís 18th birthday.
Premium Savings More » n/a $200/quarter $0 - $2 per
   quarter
n/a Check Mark

Premium Savings

  • Free image or e-statements
  • Free GreenLine telephone banking
  • Free NetTeller online banking
  • 6 fee-free withdrawals per quarter, then $.25 each
    (No limit to ATM transactions or Automatic fund transfers)
  • Interest rates are tiered based on balances. Rates are variable and paid quarterly
  • Quarterly fees:
    Balance $0 to $199.99, $2.00/qtr.
    Balance $200 or more, no fee
Money Market
Account
More » $2,500 $2,500/month $0 - $4 per
    month
n/a Check Mark

Money Market Account

  • Free image or e-statements
  • Free GreenLine telephone banking
  • Free NetTeller online banking
  • Transfers from a Money Market account to another account or to third parties by preauthorized, automatic, telephone or computer transfer are limited to six per statement cycle. There is no limit to in-person withdrawals.
  • Interest rates are variable and paid monthly
  • Monthly fees:
    Balance $0 to $2,499.99, $4.00/qtr. 
    Balance $2,500.00 or more, no fee
Premium
Money Market
Account
More » $5,000 $5,000/month n/a n/a Check Mark

Premium Money Market Account

  • Free image or e-statements
  • Free GreenLine telephone banking
  • Free NetTeller online banking
  • Interest rates tiered based on balances and are variable and paid monthly
  • Transfers from a Money Market account to another account or to third parties by preauthorized, automatic, telephone or computer transfer are limited to six (6) per statement cycle.
  • A fee of $20 will be charged if this account exceeds the maximum number of transactions allowed. There is no limit to in-person withdrawals.

 

Health Savings
Account
More » $50 n/a $2 per month Check Mark Check Mark

Health Savings Account

  • Requires High Deductible Health Plan as defined by the Federal Government. Businesses can offer this type of account as a benefit to their employees.
  • Contribution limits change each year and are based on cost of living adjustments. Speak with a Customer Service Representative for current limits.
  • Free image or e-statements
  • Free GreenLine telephone banking
  • Free NetTeller online banking
  • $15 set-up fee includes debit card & personalized checks
  • Interest rates are tiered based on balances and are variable and paid monthly
  • Mistaken distribution fee: A fee of $20 per item after the first three returns.

 

Certificates of Deposit

CD's offer guaranteed earnings. Your principal stays intact and your interest rate is locked in at the time of your deposit. Various terms and low minimum deposit requirements are available.*

Please contact us at any one of our branch locations for more information about our CD's.

*Penalties for early withdrawal apply

IRAs

An IRA helps you take control of your retirement planning. If you are a wage earner, or your spouse is, you can open an IRA and defer the earnings on your retirement savings until it is withdrawn. Aggregate contributions may be made to Roth and/or Traditional IRAís up to the current yearís maximum (for eligibility, contribution limits and deductibility please consult a tax professional). Traditional and Roth IRA plans are available. GBC can help you choose the one that's right for your situation!*

Please contact us at any one of our branch locations for more information about our CD's.

*Penalties for early withdrawal apply