Greenfield Banking Company

Deposit Rates Posted on February 7, 2012- Mortgage rates change daily

Checking, Savings & Money Market Accounts
Rates can change at any time. Please contact a GBC Customer Service Representative for current rates.

Account Type	Minimum Initial Deposit	Min. Balance to Obtain APY*	Interest Rate	APY	Compounding
Super Now	$1,000.00	$ 0.00	.05%	.05%	monthly
Basic Business Plus	$1,000.00	$ 0.00	.05%	.05%	monthly
Savings	$ 0.00	$ 0.00	.05%	.05%	quarterly
Premium Savings	$0.00	$.01 - 9,999.99	.05%	.05%	quarterly
		$10,000.00-24,999.99	.10%	.10%	quarterly
		$25,000.00-49,999.99	.15%	.15%	quarterly
		$50,000.00 & up	.15%	.15%	quarterly
Money Market I.A.	$2,500.00	$ 0.00	.05%	.05%	monthly
Health Savings Account	$50.00	$.01 - 999.99	.05%	.05%	monthly
		$1,000.00-2,999.99	.05%	.05%	monthly
		$3,000.00-9,999.99	.10%	.10%	monthly
		$10,000.00 & up	.10%	.10%	monthly

Premium Money Market Account
Minimum Initial Deposit $5,000.00
Rates can change at any time. Please contact a GBC Customer Service Representative for current rates.

Tiered Rates	Balance From	To	Interest Rate	APY*	Compounding
	$ .01	$9,999.99	.10%	.10%	monthly
	$10,000.00	$24,999.99	.10%	.10%	monthly
	$25,000.00	and up	.15%	.15%	monthly

Certificates of Deposit
Rates can change at any time. Please contact a GBC Customer Service Representative for current rates.

Term	Minimum Initial Deposit	Interest Rate	APY* Monthly Compounding	APY* Quarterly Compounding	APY* Semi-Annual Compounding
7-31 Day	$10,000.00	.10%	.10%	n/a	n/a
2 Month	$5,000.00	.10%	.10%	n/a	n/a
6 Month	$5,000.00	.15%	.15%	.15%	.15%
10 Month	$5,000.00	.35%	.35%	n/a	n/a
12 Month	$1,000.00	.25%	.25%	.25%	.25%
18 Month	$1,000.00	.45%	.45%	.45%	.45%
24 Month	$1,000.00	.50%	.50%	.50%	.50%
30 Month	$1,000.00	.60%	.60%	.60%	.60%
36 Month	$1,000.00	.70%	.70%	.70%	.70%
48 Month	$1,000.00	1.10%	1.11%	1.10%	1.10%
60 Month	$1,000.00	1.20%	1.21%	1.21%	1.20%
Penalties for early withdrawal: 7-31 Days: Forfeit all interest earned but not less than ½ amount withdrawn would have earned if left to maturity. 2-3 Months: Lose 1 months interest 4-12 Months: Lose 3 months interest 12-60 Months: Lose 6 months interest

Auto Loans
Loan rates can change at any time. Please contact a GBC Loan Officer for current rates.

Age of Vehicle	APR**	Maturity
New through 1 year	6.00%	60 months
New through 1 year	5.75%	48 months
New through 1 year	5.25%	36 months
2 & 3 years old	6.25%	48 months
4 & 5 years old	7.25%	48 months
6 & 7 years old	8.50%	36 months
8 years old	9.50%	24 months

Mortgage Loan Rates, 2-7-2012

The Wall Street Journal Prime Rate is 3.25%

Mortgage and Home Equity rates can change at any time. Please contact a GBC Loan Officer for current rates.

1st Mortgage	90%	15 Years	3.125%	0 points
1st Mortgage	90%	20 Years	3.375%	0 points
1st Mortgage	90%	30 Years	3.500%	0 points
*EquiLine, Home Equity Line of Credit - This is a variable rate, subject to change daily and is based on the Prime Rate as published daily in the Wall Street Journal. Call for current rate. OTHER FIXED & VARIABLE MORTGAGES AVAILABLE; PHONE THE MORTGAGE DESK AT 317-462-1431.*

* APY = Annual Percentage Yield
**APR = Annual Percentage Rate

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