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Current Rates
Rates

Deposit Rates Posted on March 9, 2010- Mortgage rates change daily

Checking, Savings & Money Market Accounts
Rates can change at any time. Please contact a GBC Customer Service Representative for current rates.

Account Type Minimum
Initial Deposit
Min. Balance
to Obtain APY*
Interest Rate APY Compounding
Super Now $1,000.00 $ 0.00 .05% .05% monthly
Basic Business Plus $1,000.00 $ 0.00 .05% .05% monthly
Savings $ 0.00 $ 0.00 .10% .10% quarterly
Premium Savings $0.00 $.01 - 9,999.99 .10% .10% quarterly
    $10,000.00-24,999.99 .15% .15% quarterly
    $25,000.00-49,999.99 .20% .20% quarterly
    $50,000.00 & up .25% .25% quarterly
Money Market I.A. $2,500.00 $ 0.00 .10% .10% monthly
Health Savings Account $50.00 $.01 - 999.99 .10% .10% monthly
    $1,000.00-2,999.99 .15% .15% monthly
    $3,000.00-9,999.99 .20% .20% monthly
    $10,000.00 & up .25% .25% monthly

Premium Money Market Account
Minimum Initial Deposit $5,000.00
Rates can change at any time. Please contact a GBC Customer Service Representative for current rates.

Tiered Rates Balance From To Interest Rate APY* Compounding
  $ .01 $9,999.99 .10% .10% monthly
  $10,000.00 $24,999.99 .15% .15% monthly
  $25,000.00 and up .20% .20% monthly

Certificates of Deposit
Rates can change at any time. Please contact a GBC Customer Service Representative for current rates.

Term Minimum
Initial Deposit
Interest Rate APY*
Monthly
Compounding
APY*
Quarterly
Compounding
APY*
Semi-Annual
Compounding
7-31 Day $10,000.00 .10% .10% .10% .10%
2 Month $5,000.00 .15% .15% .15% .15%
6 Month $5,000.00 .50% .50% .50% .50%
10 Month $5,000.00 1.15% 1.16% 1.15% 1.15%
12 Month $1,000.00 .85% .85% .85% .85%
18 Month $1,000.00 .85% .85% .85% .85%
24 Month $1,000.00 1.05% 1.06% 1.05% 1.05%
30 Month $1,000.00 1.10% 1.11% 1.10% 1.10%
36 Month $1,000.00 1.25% 1.26% 1.26% 1.25%
48 Month $1,000.00 2.00% 2.02% 2.02% 2.01%
60 Month $1,000.00 2.05% 2.07% 2.07% 2.06%
Penalties for early withdrawal:
7-31 Days: Forfeit all interest earned but not less than ½ amount withdrawn would have earned if left to maturity.
2-3 Months: Lose 1 months interest
4-12 Months: Lose 3 months interest
12-60 Months: Lose 6 months interest

Auto Loans
Loan rates can change at any time. Please contact a GBC Loan Officer for current rates.

Age of Vehicle APR** Maturity
New through 1 year 6.00% 60 months
New through 1 year 5.75% 48 months
New through 1 year 5.25% 36 months
2 & 3 years old 6.25% 48 months
4 & 5 years old 7.25% 48 months
6 & 7 years old 8.50% 36 months
8 years old 9.50% 24 months

Mortgage Loan Rates, 3-10-2010

The Wall Street Journal Prime Rate is 3.25%

Mortgage and Home Equity rates can change at any time. Please contact a GBC Loan Officer for current rates.

Security Loan to Value
(Appraisal)
Terms APR** Commitment Fee
1st Mortgage 95% 15 Years 4.375% 0 points
1st Mortgage 95% 20 Years 4.625% 0 points
1st Mortgage 95% 30 Years 5.000% 0 points
EquiLine, Home Equity Line of Credit - This is a variable rate, subject to change daily and is based on the Prime Rate as published daily in the Wall Street Journal. Call for current rate.
OTHER FIXED & VARIABLE MORTGAGES AVAILABLE; PHONE THE MORTGAGE DESK AT 317-462-1431.

* APY = Annual Percentage Yield
**APR = Annual Percentage Rate

     
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