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Personal Banking
Personal Checking

 

Account Type Minimum
Deposit to
Open
Average Monthly Balance Monthly Maintenance
Fee
Monthly Per Check Charge Interest
Paid
GBC Direct Checking (1)
$50 N/A None None None
Basic Checking
$50 N/A $4.00 10 free per mo., then $ .40 each None
Bank on Greenfield Checking (5)
$50 N/A $5.00 None None
Regular Checking
$50
$ 0 - 399.99
$400.00-699.99
$700.00 & Up
$5.00
$3.00
-0-
$ .20
$ .20
-0-
None
On Campus Checking (2)
$50 N/A None for 5 years from date opened None None
GBC Select Checking (4)
$50
$ 0 - 299.99
$300.00 & Up
$8.50
$6.00
None None
GBC Select Checking (4) – with interest
$1,000
$ 0 - 999.99
$1,000.00 & Up
$12.00
$5.00
None Rate varies
with Market
trends
Silver Advantage Checking (3)
$50 N/A None None None
Super NOW Checking
$1,000
$ 0 - 999.99
$1,000.00 & Up
$7.00
-0-
None Rate varies
with Market
trends

Personal checking accounts can receive NetTeller, online banking with online billpay at no cost. Also available is Greenline, telephone banking and a debit card(5).

(1) This account allows 90 days to set up Direct Deposit, which is required.  If Direct Deposit is not established, a $10 monthly fee will apply.

(2) Any account owner under the age of 18 must have a parent/guardian as a co-owner on the account.  Electronic statement notification is provided in lieu of a paper statement.  The 1st box of “custom creation” checks is provided at no cost.

(3) The minimum age requirement for this account is 55 years. Two boxes of “custom creation” checks are provided, free of charge each year.  Discount on safe deposit box rent.

(4) GBC Select is a club account with benefits including personalized checks (limited quantity), accidental death insurance, discounts on safe deposit box rental, prescription eyewear, travel and much more.  See a customer service representative for a complete list.

(5) The Bank on Greenfield account is offered in cooperation with the City of Greenfield and other local financial institutions. This account is geared toward individuals who have not traditionally maintained a bank account for whatever reason. A debit card is not immediately available on this account. See a customer service representative for more details.

     
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